Subject‑To
We buy the home and, when appropriate, take over payments while you move on.
SELL WITHOUT LISTING
Creative ways to sell your home — without repairs, showings, or agent fees.
We’re private buyers who structure win‑win deals using subject‑to, seller financing, and other flexible purchase options.
As‑isNo repairs required
FlexibleTiming & terms
PrivateNo public listing
Not sure what your home needs? We’ll review your situation and outline options—no pressure.
Local & privateDirect to buyer
No listingNo showings
Creative optionsTerms & structure
Clear timelineSimple steps
Solutions we offer
We tailor the structure to the situation. Here are the most common paths.
Seller Financing
Structured terms that can reduce stress and create more certainty for both sides.
Structured Acquisitions
Flexible timelines and exit options designed around your goals and constraints.
Situations we can help with
Vacant property, inherited home, tired landlord, payment pressure, relocation, or a home that needs work.
Low Interest, Low Equity — High Opportunity
Not every property fits a traditional sale. In fact, some of the best options come when equity is tight but financing is strong.
If your property has a low interest rate or less than $50,000 in usable equity, listing on the open market may not be the best move.
Selling traditionally often means giving up a favorable loan — or walking away with very little after repairs, commissions, and closing costs.
- Locked into a historically low interest rate
- Limited equity after fees and repairs
- Concerned about losing strong financing
- Need flexibility rather than a cash-only offer
Not Much Equity — But a Great Rate?
Many homeowners secured excellent interest rates in recent years. Selling traditionally can mean losing that advantage altogether.
When equity is limited, we help structure solutions like subject-to or seller-financed deals that keep strong financing in place and still allow you to move forward.
If this sounds familiar, it’s worth exploring your options before listing.
Stuck With a Low Rate or Little Equity?
Here are a few common scenarios where creative terms can help:
- Low interest, low equity — high opportunity
- Underwater on your mortgage? We’ve got options
- Creative solutions for tight equity and great rates
How it works
Simple, straightforward, and respectful.
1
Call or submit
Tell us about the property and your timeline. No pressure.
2
Review & options
We evaluate details and outline the best fit structures.
3
Agreement
If it makes sense, we document terms so everyone knows what to expect.
4
Close
We align on closing and transition — then you move forward.
Why creative finance?
Traditional listings assume a home is “retail ready” and the seller can wait. Many real situations need flexibility — not a single cash offer.
- We look for win‑win outcomes
- We keep communication clear and professional
- We structure timelines that fit real life
“They explained options clearly and helped us pick the right path — no pressure.”
Start the conversation
Tell us about your situation and what a good outcome looks like.
Phone
(279) 758-7293Service area
Sacramento County + surrounding Northern CA areas
We are a private real estate investment company. We are not real estate agents or brokers.